| Make it Yours... Rainforest Home |
"Look!" my wife Arnie said, "I don't really want to sell it. After our own house, it's my favourite." "She's right," I thought, "I don't really want to part with it either: it's just a unique spot, and private places like this with tropical rainforest and a creek are practically impossible to get any more." "And yet" said Arnie (that's her real name, by the way) "We can't keep them all. I suppose we must sell it." Sigh... Funny thing about wives: they are right most of the time, and mine more than most. OK, so we have this wonderful house for you to buy. We love it, but why would you want to live there? -o-
Here's a few great reasons:
Sounds like your idyllic spot? Well don't just sit there! We have started advertising in Cairns and Townsville, and shortly plan to advertise in Brisbane, Sydney, and Melbourne. There will be lots of competition from others wanting to trade "dry, overcrowded, man-made" for "peaceful, private, natural". And with interest rates as they are, I doubt that such a rare opportunity will last. So call me, Lance, on 0418 199 277 (Note that my lifestyle choice is NOT to answer the phone on a Friday because that's the day I spend completely with Arnie, so leave a message please. I do get them, and I do call back!) or click here to email Heh! Didja see me in the slideshow at the top of the page? I didn't get out of the way fast enough and Arnie got me. Ya gotta be quick! ![]() From the top of the driveway |
View Larger Map (please note that the Google Satelite view is pre-renovation. There's now a new roof, and lots more lawn area around the house.) |
| How our Vendor Finance offer works: We know it's tough starting out - we've been there ourselves. If you're genuine, we are happy to help so you can buy now instead of waiting to save more deposit (and by then prices around here will no doubt have skyrocketed!) You need to raise 90% of the funds ($378,000) from Cash, First Home Owner's Grant, Bank Loan etc. and then if necessary Arnie and I can lend you the remaining 10% (up to $42,000). Our terms for the minor loan are 10% fixed, interest-only over 5 years. Before the 5 years is up we'd want you to refinance (i.e. "top up" your main loan) and pay out the minor loan from us. You may have been told that lenders will not accept this idea anymore, and that's true: many won't. However, we know at least three mainstream lenders that do, and we are happy to give you the name of a mortgage broker who can help you obtain the major loan. Obviously you need good credit and income to support both loans. Based on today's rates, if you had no deposit at all, you would need to afford repayments of $584/week for the main loan, and $81/week for the minor loan, a total of $665/week. For this you need a combined gross income of around $2,200/week. Naturally, if you have some deposit these figures will alter downwards. Other financial info: No doubt you are aware that for a home purchase you still need cash for solicitors fees (conveyancing) and maybe Stamp Duty, depending on your situation. And of course as a homeowner you will have rates, insurance, and maintenance to care for. Maintenance should be minimal for many years, and the latest rates bill (September 2011) was $906.59 before discount. I'm happy to explain more if this is not clear enough. Give me a call. 0418 199 277 (business hours; Monday to Thursday or Saturday please) - Lance |